H.R. 8278

Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act

Financial Services Committee · Rep. Marlin Stutzman (R-IN)

Official summary (Congressional Research Service, Reported to House): Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act

This bill requires specified federal financial agencies to assess their technological capabilities and procurement practices.

Specifically, agencies (the Federal Reserve Board, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Department of the Treasury, the Office of the Comptroller of the Currency, the Financial Crimes Enforcement Network, the Federal Housing Finance Agency, and the National Credit Union Administration) must assess the technology used by the agency and its capabilities to conduct real-time supervisory assessments of entities over which the agency has supervisory authority.

Additionally, the agencies must assess the applicable procurement rules and protocols when acquiring or developing new technological systems and identify any opportunities to streamline these procedures.

Every five years, these agencies must report to specified congressional committees. Among other topics, the report must contain an overview of the technology used in supervisory assessments and any anticipated upgrades, a description of procurement practices, an overview of the agency’s technology development workforce, and details regarding data sharing procedures.

Passed House with amendment (417-7) 15 September 2026

Record as of 16 September 2026 — the most recent action in the official record. Status can lag; each step below carries its own date.

16 September 2026 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
15 September 2026 Passed House with amendment (417-7)
6 more actions
1. 15 September 2026 Motion to reconsider laid on the table Agreed to without objection.
2. 15 September 2026 Considered as unfinished business. (consideration: CR H5822-5823)
3. 14 September 2026 At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
4. 14 September 2026 DEBATE - The House proceeded with forty minutes of debate on H.R. 8278.
5. 14 September 2026 Considered under suspension of the rules. (consideration: CR H5605-5608)
6. 14 September 2026 Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.
24 June 2026 Reported by committee
24 June 2026 Placed on calendar (House)
2 more actions
1. 13 May 2026 Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
2. 13 May 2026 Committee Consideration and Mark-up Session Held
14 April 2026 Referred to committee
14 April 2026 Introduced in House

This path starts where the bill does — its first action in the official record. Routine procedural steps sit in the “more actions” rows above rather than on the main line.

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