H.R. 9331

STOP Payments Fraud Act of 2026

Financial Services Committee · Rep. Young Kim (R-CA)

The bill would amend federal banking law to create exceptions allowing banks to hold funds longer when they suspect a check or wire transfer is fraudulent, rather than being required to make deposited funds available within standard timeframes. It aims to give financial institutions more flexibility to prevent fraud losses while protecting depositors from schemes involving fake or stolen payment instruments.[AI-Generated]

Reported by committee 1 September 2026

Record as of 1 September 2026 — the most recent action in the official record. Status can lag; each step below carries its own date.

1 September 2026 Reported by committee
What's next: Floor scheduling (leadership decides if and when it gets a vote)
1 September 2026 Placed on calendar (House)
2 more actions
1. 30 June 2026 Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0.
2. 30 June 2026 Committee Consideration and Mark-up Session Held
18 June 2026 Referred to committee
18 June 2026 Introduced in House

This path starts where the bill does — its first action in the official record. Routine procedural steps sit in the “more actions” rows above rather than on the main line.

Read the live feed — on the site or in the app Look up H.R. 9331 on Congress.gov All US bills