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H.R. 7730

Bankruptcy Threshold Adjustment Act

Judiciary Committee · Rep. Ben Cline (R-VA)

16 September 2026  |  Passed House with amendment (voice vote)

What's next: To the Senate (if and when it takes it up)

Summary: The bill would increase the debt limits for small business reorganization bankruptcies and wage earner bankruptcies that had previously expired. Specifically, it aims to raise the threshold for small business reorganizations from approximately $3.4 million to $7.5 million, increase the wage earner bankruptcy limit from approximately $2.1 million to $2.75 million, and change how debt is counted under wage earner bankruptcies to include both secured and unsecured debt toward a single limit.

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Posted 17 September 2026

As published — the exact text this tracker posted, kept verbatim for the record
H.R. 7730 | Bankruptcy Threshold Adjustment Act | Rep. Ben Cline (R-VA) | Judiciary Committee 📅 16 September 2026 | ✅🏛️ Passed House with amendment (voice vote) What's next: To the Senate (if and when it takes it up) Summary: The bill would increase the debt limits for small business reorganization bankruptcies and wage earner bankruptcies that had previously expired. Specifically, it aims to raise the threshold for small business reorganizations from approximately $3.4 million to $7.5 million, increase the wage earner bankruptcy limit from approximately $2.1 million to $2.75 million, and change how debt is counted under wage earner bankruptcies to include both secured and unsecured debt toward a single limit. [AI-Generated]

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