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United States

S. 4395

Terrorism Risk Insurance Program Reauthorization Act of 2026

Banking, Housing, and Urban Affairs Committee · Sen. David McCormick (R-PA)

Official summary (Congressional Research Service, Passed Senate): Terrorism Risk Insurance Program Reauthorization Act of 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

Passed Senate (unanimous consent) 28 September 2026

Record as of 5 October 2026 — the most recent action in the official record. Status can lag; each step below carries its own date.

  1. 5 October 2026 Held at the desk.
  2. 2 more actions
    1. 5 October 2026 Received in the House.
    2. 5 October 2026 Message on Senate action sent to the House.
  3. 28 September 2026 Passed Senate (unanimous consent)
  4. 22 September 2026 Reported by committee
  5. 22 September 2026 Placed on calendar (Senate)
  6. 1 more action
    1. 17 September 2026 Committee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.
  7. 27 April 2026 Referred to committee
  8. 27 April 2026 Introduced in Senate
This path starts where the bill does — its first action in the official record. Routine procedural steps sit in the “more actions” rows above rather than on the main line.