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H.R. 2481

Romance Scam Prevention Act

Energy and Commerce Committee · Rep. David Valadao (R-CA)

20 October 2026  |  Signed by Pres. Trump

What's next: Takes effect (on enactment unless the text sets other dates)

Official summary (Congressional Research Service, Introduced in House): Romance Scam Prevention Act

This bill requires online dating service providers (i.e., mobile applications or websites) to provide users with a fraud ban notification if the user has established an account with the service and received a message through the service from a banned user of the service.

The fraud ban notification must include (1) the username or other profile identifier of the banned user and the most recent time when the user who is receiving the notification sent or received a message through the service to or from the banned user, (2) a statement that the banned user may have been using a false identity or attempting to defraud other users, (3) a statement that the user should not send cash (or another form of currency) or personal financial information to another user, (4) information about avoiding online fraud (e.g., a link to another website or a disclosure) and (5) contact information for the provider's customer service department.

The bill provides for enforcement of these requirements by the Federal Trade Commission and state attorneys general.

Posted 21 October 2026

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