US tracker

S. 4395

Terrorism Risk Insurance Program Reauthorization Act of 2026

Banking, Housing, and Urban Affairs Committee · Sen. David McCormick (R-PA)

28 September 2026 | Passed Senate (unanimous consent)

What's next: To the House (if and when it takes it up)

Summary: The bill would extend the Terrorism Risk Insurance Act, which helps ensure that property and casualty insurance remains available and affordable for businesses and property owners in the event of a terrorist attack. It aims to continue the federal government's backstop program that protects insurers from catastrophic losses due to terrorism while maintaining a sustainable insurance market.

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Posted 29 September 2026

As published — the exact text this tracker posted, kept verbatim for the record

S. 4395 | Terrorism Risk Insurance Program Reauthorization Act of 2026 | Sen. David McCormick (R-PA) | Banking, Housing, and Urban Affairs Committee 📅 28 September 2026 | ✅🏛️ Passed Senate (unanimous consent) What's next: To the House (if and when it takes it up) Summary: The bill would extend the Terrorism Risk Insurance Act, which helps ensure that property and casualty insurance remains available and affordable for businesses and property owners in the event of a terrorist attack. It aims to continue the federal government's backstop program that protects insurers from catastrophic losses due to terrorism while maintaining a sustainable insurance market. [AI-Generated]

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